West Pasco Real Estate Blog Changes to Citizens Insurance August 29th, 2007 12:46 PM   Citizens is now offering (to some customers ) a multi-peril policy to include homeowner and wind - which MIGHT save some people money - offered on renewal date only.  Also the change in sinkhole coverage went into effect for Sep 1 renewals and new policies.  According the Citizens website for average cost of sinkhole coverage in PASCO county is approximately $1165.00 a year- so that is the possible average  savings to a homeowner     http://www.citizensfla.com/policyholder/index.cfm 1. This Multi-Peril Wind (MP-W) policy is only available for properties located in the wind zone. Consumers can check the address for eligibility using the Streetdirectory on the website. Current and prospective policyholders should contact their agent to find out if this single policy is the way to go.   2. Effective with Citizens renewals Sep 1 2007 -   Owners will still be covered for what they are calling "catastrophic ground cover collapse" which they defined in their website as below:   A “sinkhole” is the settlement or systematic weakening of the earth supporting property covered under Section I of the policy. The settlement or systematic weakening must result from movement or raveling of soils, sediments, or rock material into subterranean voids created by the effect of water on limestone or similar rock formations. “Catastrophic ground cover collapse” is a sudden collapse of the home rendering it uninhabitable and condemned by the local authorities. Catastrophic ground cover collapse coverage will be added to the base policy form for personal residential policies.   FYI... I believe some other insurance companies are also making some changes to their sinkhole coverage - however some (like State Farm) are offering an opt-out vs an opt-in. Consumers should check with their specific companies to find out if/how they will be affected.        Get a sneak peek of the all-new AOL.com. Posted by Mark & Irene Hallisey on August 29th, 2007 12:46 PMPost a Comment (0) * Name: * Email Address: URL: Comment: Type the characters you see in this picture, click "Submit" when finished.   This helps us prevent automated programs from posting comments and sending spam. * Name: * Email Address: Address: City: State: Zip:   This helps us prevent automated programs from creating bogus contacts and adding them to your contacts database.

Recent Posts: Just Listed! 4136 Oakfield Ave Holiday, FL 34691 Changes to Citizens Insurance Property Taxes Remodeling up in 2007 Purchasing HUD homes. Which Home Improvements Add Value the most? Buying Investment Properties / Retirement Plan? Housing market in West Pasco Open Houses - should they be used in a buyer's market? Market Conditions Archive: My Favorite Blogs: Three Dimensions Banc Corporation Jim / Maggie Ruddy A-1 Mortgage Corp. Absolute Mortgage Solutions,LLC Abacus Home Values Advanced Appraisals The Buyer's Broker AL BECK REALTOR S.R.E.S. LIC. 01762042 ALLIED REAL ESTATE APPRAISERS, INC. Allied Home Mortgage Capital Corporation All In One Mortgage Services Thomas J. Esposito Fairway New England Mortgage Adam W. Fettes, Professional Realtor - J. Rockcliff Realtors American Liberty Financial LLC Andrew Realty Group Real Estate One Stark Company Realtors Alexa Appraisal (703) 425-2581 Appraisal WerX Stroy, LLC dba Appraisers of Las Vegas AragonEstates.com Area Appraisal Services, Inc. ArizonaLender.com - Maricopa Mortgage Artisans Funding Artisans Real Estate Advanced Real Estate Company PrimeLending, A PlainsCapital Company Huntsville Alabama Real Estate / Philip Winburn / Rosenblum Realty Inc. The Money Store Spaulding Travel Sites That Link to This Blog: A-1 Mortgage Corp. Huntsville Alabama Real Estate / Philip Winburn / Rosenblum Realty Inc. FRANK DECARLO SALES TEAM AT REMAX Spaulding Travel

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